Terms and Conditions

1. Acceptance of Terms

By accessing or using Bright Portmantage, creating an account, or otherwise interacting with our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Bright Portmantage provides AI-driven data intelligence tools intended to support research and decision-making for investors and professionals. The Service presents information, insights, and summaries generated through automated processes and may incorporate third-party data sources.

• The Service is provided for informational and educational purposes only.
• Nothing within the Service constitutes financial, investment, tax, or legal advice.
• Outputs generated by automated or AI-assisted systems may contain errors, omissions, or delays and should be independently verified.

3. No Financial Advice

Bright Portmantage is not a registered investment advisor, broker-dealer, or financial institution. Any content, analysis, or insight provided through the Service is for general informational purposes only and should not be relied upon as the sole basis for any financial or investment decision. You are solely responsible for evaluating the merits and risks associated with any decision made using information from the Service, and we strongly recommend consulting a qualified professional before acting on any such information.

4. Eligibility and Account Responsibilities

You must be at least the age of majority in your jurisdiction of residence to use the Service. When you create an account, you agree to provide accurate and current information and to maintain the confidentiality of your login credentials. You are responsible for all activity that occurs under your account.

5. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation:

• Attempting to reverse-engineer, decompile, or extract the underlying models or source code of the Service.
• Using the Service for any unlawful, fraudulent, or harmful purpose.
• Interfering with or disrupting the integrity or performance of the Service, including through scraping, automated querying, or overload attacks.
• Reselling, sublicensing, or redistributing the Service or its outputs without prior written authorization.

6. Subscription, Billing, and Cancellation

Certain features of the Service may require a paid subscription. Where applicable, billing terms, pricing, and renewal cycles will be disclosed at the point of purchase. You may cancel a subscription at any time through your account settings; cancellation will take effect at the end of the then-current billing period unless otherwise stated. Fees already paid are generally non-refundable except where required by applicable law.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with Bright Portmantage are the property of Bright Portmantage or its licensors and are protected by applicable intellectual property laws. Your use of the Service does not grant you any ownership rights in the Service or its underlying technology. You retain ownership of any data or content you submit, subject to the licenses necessary for us to operate and improve the Service.

8. Third-Party Data and Links

The Service may reference, display, or link to third-party data sources, tools, or websites. Bright Portmantage does not control and is not responsible for the accuracy, availability, or content of such third-party sources. Inclusion of third-party content does not imply endorsement.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Bright Portmantage, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising out of or related to your use of the Service, even if advised of the possibility of such damages. Our total aggregate liability arising from or related to these Terms or the Service shall not exceed the amount you paid, if any, for access to the Service in the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Bright Portmantage and its affiliates from any claims, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or the Service. You may discontinue use of the Service at any time.

13. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms periodically to reflect changes in our practices or for legal, operational, or regulatory reasons. Material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Bright Portmantage operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact

If you have questions about these Terms, please reach out through our Contact page.

Last updated: this document is a general template and should be dated and reviewed before publication.